Hereโ€™s how spouses can choose the best option for their. Webaug 9, 2024ย ยท spouses who inherit their spouseโ€™s roth ira have several basic choices for what they do next. Webdec 12, 2023ย ยท spousal ira contributions allow a working spouse to put money in their nonworking spouse's retirement account, if they meet these requirements.