It doesn't have the ability to use just routing and account number unfortunately. Webjan 24, 2023 · watch this video to learn how sofi works with plaid to help members better spend, earn, borrow, invest, and protect their money on their path to financial. Weblinking an external bank account to sofi bank:

(plaid) log in to your sofi account using the mobile app or website. They also use your agreement to link the accounts as permission to. They have already been busted for spoofing bank login pages and storing uid/pw info. Webyes sofi uses plaid to link bank accounts for ach transfer. Select the banking tab. Click transfer on the banking.

Select the banking tab. Click transfer on the banking.